See what your mortgage is really costing you
Not a calculator — a reveal. Compare loan scenarios side by side, find the exact month PMI drops off, and see how much you save with extra payments.
Did you know?
You borrow $500,000.
You pay back $1,197,000.
At 7% over 30 years, nearly $697,000 goes straight to the bank as interest — more than the home itself. Mortgage Reveal makes sure you see it before you sign.
Every feature is a reveal
The truth about your mortgage is already in the numbers. Mortgage Reveal surfaces it.
Two-scenario comparison
Name your scenarios, compare side by side. 'Bank offer vs. Credit union offer' — never A vs. B.
Scenario B saves $47,000 in total interest
PMI drop-off, exact month
Calculated from the amortization schedule — the precise month it disappears and exactly how much you save.
PMI drops off Aug 2031 · saving $187/mo
Extra payment simulator
Move a slider and watch your payoff date shift. The most emotionally engaging moment in mortgage tools.
Pay $200/mo more → own it 6 years sooner
The chart that changes everything
One hero chart, six views — select what you want to see with a combobox. Watch $281,000 in cumulative interest accumulate, or see exactly where your payment switches from mostly-interest to mostly-principal.
- Principal vs. interest over time
- Cumulative interest paid — the painful truth
- Extra payment impact: original vs. accelerated
- Equity over time
- Monthly payment breakdown with PMI