Adjust the sliders to build your estimate. Typical range: 2–5% of loan amount.
Used to calculate prepaid interest
Earlier closing = more prepaid interest. Later = less.
Shop multiple lenders — these vary most
$2,675
Typical: 0–1% of loan
Optional: each point = 1% of loan, lowers rate ~0.25%
Typical: $400–$900
Typical: $0–$500 (often waived)
You can often shop these providers
$3,800
Typical: $300–$600
Typical: $300–$600
Typical: $150–$400
Typical: $500–$1,500
Optional but recommended: $500–$1,500
Required in some states: $500–$1,500
Typical: $50–$250
Non-negotiable — set by state and county
$2,450
Varies: 0% (TX, FL) to 2%+ (MD, DC) of purchase price
Typical: $50–$500
Not fees — costs you'd pay regardless
$4,001
Auto-calculated: 16 days × daily rate — adjust closing day above
Annual premium paid upfront at closing
Typical: 2–3 months deposited into escrow
Typical: 1–2 months deposited into escrow
Est. Closing Costs
$12,926
3.2% of loan · 2.9% of price
Estimate only. Actual costs vary by state, lender, and transaction. Your lender must provide a Loan Estimate within 3 business days of applying.