Mortgage Reveal

Compare Scenarios

Build two loan scenarios side by side and see the real difference.

Rate pre-filled from Freddie Mac PMMS via FRED·As of July 30, 2026 · Adjust to match your actual offer
$
A
%
$

Below 20% — PMI applies

%
$

Monthly Payment

$3,696/mo

Principal & Interest$3,426
PMI$270

Total Interest

$211,748

Payoff Date

Aug 2041

PMI drops off

Apr 2029 · saving $270/mo

$8,370 total PMI paid

B
%
$
%
$

Monthly Payment

$3,186/mo

Principal & Interest$3,186

Total Interest

$213,421

Payoff Date

Aug 2041

No PMI — 20%+ down payment

Comparison

Credit Union costs $511/mo less per month.

This Rate saves $1,673 in total interest.

$3,696/mo total · $211,748 interest · Aug 2041 payoff for This Rate · $3,186/mo total · $213,421 interest · Aug 2041 payoff for Credit Union