Mortgage Reveal

Compare Scenarios

Build two loan scenarios side by side and see the real difference.

Rate pre-filled from Freddie Mac PMMS via FRED·As of May 21, 2026 · Adjust to match your actual offer
$
%
$

Below 20% — PMI applies

%
$
$
$

Monthly Payment

$3,308/mo

Principal & Interest$2,563
PMI$270
Property Taxes$375
Home Insurance$100

Total Interest

$517,514

Payoff Date

May 2056

PMI drops off

May 2034 · saving $270/mo

$
%
$
%
$
$
$

Monthly Payment

$2,810/mo

Principal & Interest$2,335
Property Taxes$375
Home Insurance$100

Total Interest

$480,583

Payoff Date

May 2056

No PMI — 20%+ down payment

Comparison

Credit Union costs $498/mo less per month.

Credit Union saves $36,931 in total interest.

$3,308/mo total · $517,514 interest · May 2056 payoff for This Rate · $2,810/mo total · $480,583 interest · May 2056 payoff for Credit Union