Mortgage Reveal

Compare Scenarios

Build two loan scenarios side by side and see the real difference.

Rate pre-filled from Freddie Mac PMMS via FRED·As of July 30, 2026 · Adjust to match your actual offer
$
A
%
$

Below 20% — PMI applies

%
$

Monthly Payment

$2,873/mo

Principal & Interest$2,603
PMI$270

Total Interest

$531,950

Payoff Date

Aug 2056

PMI drops off

Oct 2034 · saving $270/mo

$26,190 total PMI paid

B
%
$
%
$

Monthly Payment

$2,335/mo

Principal & Interest$2,335

Total Interest

$480,583

Payoff Date

Aug 2056

No PMI — 20%+ down payment

Comparison

Credit Union costs $538/mo less per month.

Credit Union saves $51,367 in total interest.

$2,873/mo total · $531,950 interest · Aug 2056 payoff for This Rate · $2,335/mo total · $480,583 interest · Aug 2056 payoff for Credit Union